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Mada is the new identity of the Saudi Payment Network (SPAN) and the advanced generation of electronic payment in the Kingdom of Saudi Arabia. It connects all Automated Teller Machines (ATMs) and Points of Sale (POS) across the country to a central payment switch that redirects financial transactions between the merchant's bank and the card-issuing bank. The system also allows for regional and global acceptance by interfacing with other payment systems such as GCC Net, VISA, MasterCard and American Express to provide MADA card holders with wider acceptance locally and abroad. The mada card is a debit card issued by local banks in the Kingdom of Saudi Arabia that allows the cardholder to access funds in their accounts. It operates in the same mechanism as regular ATMS cards, with newer security standards and added value features. 